ADU Financing
Unlock the value of your property with flexible ADU financing solutions. Whether you're planning a rental unit, a home office, or a space for family, there are multiple ways to fund your project.
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benefits
Why Homeowners Need ADU Financing in California
High Construction Costs
Building an ADU in California can cost $150,000 to $400,000, and most homeowners don’t have that money on hand.
Limited Loan Knowledge
Many aren’t aware of the different ways to fund an ADU. Without guidance, it’s easy to miss out on low-interest or flexible payment options.
Equity Isn’t Always Enough
Not every homeowner has enough equity to tap into their home. That makes traditional home equity loans harder to access.
Missed Income Potential
Each month you wait, you miss out on possible rental income. Delayed financing means delayed returns, especially in high-demand areas like Los Angeles.
How it Works
How to Finance an ADU
We make it simple. The ADU Scale team guides you through every step to secure the right ADU financing, eliminating confusion.
01
Free Consultation
Tell us your goals and budget. We’ll review your financial profile and walk you through realistic options.
02
Explore ADU Financing Options
Options include renovation loans, construction loans, and creative ADU financing California homeowners are often unaware of.
03
Fast Approvals & Project Start
Once approved, we move quickly. You’ll know exactly how your financing fits into the construction timeline so you can plan with confidence.
Why ADU Scale is the Better Choice
Tailored ADU Financing Solutions
We don’t offer one-size-fits-all. Every homeowner gets a custom financing strategy that works with their timeline, equity, and income goals.
Experience You Can Trust
We’ve helped hundreds of homeowners across California build smarter, from backyard studios to full two-bedroom ADUs.
Direct Lender Network
We partner with lenders who specialize in ADUs, so they know exactly what you need and how to help.
Clear, No-Pressure Advice
Our team is here to help you decide, not push you into anything. You'll always know your numbers upfront.
Get Started with ADU Scale Today
From home equity loans to construction financing and government-backed programs, there are more options than you might think. ADU Scale can help you find the right path.
More information
In Los Angeles, ADUs are growing fast, and so are the ways to finance them. From government-backed loans to new city programs, more options are becoming available every year. Whether you’re considering a garage conversion, detached ADU, or something above your garage, knowing how to finance an ADU the right way can turn your plans into reality faster and smarter. Plus, with rising rents across Southern California, the income potential makes your investment work for you.
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